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service for everyone

We’re here to make the process easier for you.
Leave the formalities with the banks and all of the documentation on us.

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Yelp.com
5/5
33 reviews
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4.9/5
72 reviews

A simpler way to buy or refinance

Get lower rates or reduce your mortgage payments:
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Honest rate quotes

Here at LBC Mortgage, we’re able to compare rates for you and find you the best combination of low rate, low cost, and a fast closing.
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No commission

We receive a payment from the lender when the mortgage completes. We simply choose not to charge our customers a fee on top of this.
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Personal Touch

Unlike big corporate banks, we treat our clients like our own family. We are with you every step of the way to the end of the process.
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Unique financing programs

Become a homeowner up to 10 days faster with our exclusive programs which are not offered by any other mortgage companies.
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Instant free consultation

You can contact one of our loan officer specialists directly and receive your free consultation with an advice to follow now.
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Same day pre-approval

We understand that waiting may be frustrating sometimes and offer same day 30 minutes pre-approval. Find out your results today!

Client Reviews

I've closed over 4+ loans with LBC and will say they are the absolute best at overcoming challenges that most other mortgage brokers would give up on. Kevin has always been professional, knowledgeable, and helpful in getting my difficult investment property loans funded, even with non W2 income. Highly recommend them!
Ryan Nelson
Ryan Nelson
17:39 08 Dec 22
Working with Nutri was amazing. She was very patient, caring and helpful. Even through the bumpy parts in the process, she reassured me things would be ok. I’m overall please with the process.
Katrina Hines
Katrina Hines
03:59 18 Nov 22
Nurit, and the whole team at LBC Mortgage were a pleasure to work with from beginning to end. My buyers had a unique situation with their loan terms and...
Raina A.
Raina A.
15:38 17 Nov 22
Nurit Petri at LBC Mortgage was awesome through the loan application and approval process in a tough home lending economic environment (September 2022). LBC's bank statement underwriting alternative really saved my bacon. I highly recommend Nurit and LBC.
Stephen Liberty
Stephen Liberty
13:48 09 Nov 22
I am currently shopping for a home and got my pre approval from LBC Mortgage. Kevin Tenin is my loan officer and he got back to me right away letting me know exactly what he needed to pre approve me. I sent him all the documents and got a pre approval an hour later! He let me know exactly what I can qualify and how much I can afford. He even quoted me different rate options depending on my down payment and other factors. I love how quickly they respond and how they tailor their service to the needs of the customer. If you are shopping for a home and need a pre approval, or just need to refinance an existing property, I highly recommend LBC Mortgage and Kevin specifically.
Xclusive Appliance
Xclusive Appliance
03:06 08 Nov 22
I am currently shopping for a home and got my pre approval from LBC Mortgage. Kevin Tenin is my loan officer and he got back to me right away letting me...
Nikita V.
Nikita V.
19:04 07 Nov 22
professional team, knows what to do.Thanks again for the noble work
Murodulla Abdullaev
Murodulla Abdullaev
19:48 17 Sep 22
Mendel Schmukler made it happen! It was tough to get this deal done, but I was referred to LBC Mortgage and I am so blessed that Mendel was our loan officer. I was able to buy 2 homes in Ramona thanks to him which was an amazing deal and I am so happy. I will definitely be using his services again in the future. SO HAPPY!
Mrs. T
Mrs. T
18:19 07 Sep 22
Thank you Alex and Vasily for closing deal for my client! Guys were super responsive and did everything on time! Amazing team work
Mariya S.
Mariya S.
10:44 07 Sep 22
Just wanted to say that I got the best mortgage rates from LBC and have been recommending them to my friends as well! They're very customer service oriented, which is something you don't find often these days. Thanks 🔥
Tim Krem
Tim Krem
04:51 19 Aug 22
I’ve done 2 loans with Lbc mortgage, had great experience, both times they delivered what they promised, we closed in time with very good rate, would recommend lbc mortgage to anyone who needs a good mortgage company
Alex Fishkin
Alex Fishkin
04:49 19 Aug 22
I've been working with LBC Mortgage for the past 8 years. Done many transactions with them, Anastasia been helping me with all my transactions. She is super...
Michael V.
Michael V.
21:56 18 Aug 22
I had a great time working with Vasily Pshenichnyy. The whole process went by quickly and all of the set deadlines were met. Vasily was attentive to details...
Sabrina K.
Sabrina K.
15:28 10 Aug 22
Sofiia K.
Sofiia K.
18:48 06 Aug 22
We have been looking for a condo / townhouse for several months. When we finally found it, LBC Mortgage offered us the best rate on the market! Thank you...
Alex K.
Alex K.
21:44 04 Aug 22

Los Angeles Mortgage Broker

LBC Mortgage began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.

As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services and became leaders in our field in the State of California.

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Alex Shekhtman, CEO

How we can help you

Call us to discover your best loan options
(818) 309-2999
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Conventional Loans

The most common form of home loan, and it offers a more set structure for borrowers.

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Portfolio Loans

Portfolio mortgage loans is a perfect option if you’re self-employed or a private contractor.

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Jumbo Loans

Jumbo mortgages exist to fund luxury properties or homes in very competitive local real estate areas.

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FHA Loans

Qualify for the FHA loan with a down payment of only 3.5% as well as a credit score of 580 or above

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VA Loans

VA loan is a type of a mortgage loan that is meant for people, who served or are currently serving in U.S. military forces

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Piggyback Loans

Piggyback mortgage loan, officially known as an 80-10-10 loan, is a great way to save money on buying a home.

Statistic

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Use our Mortgage Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.

How not to mess up your chances of mortgage approval

Believe it or not, but getting a mortgage approval is not as hard for the majority as keeping it. There are a few bumps in the road, so to speak, that you should avoid.

The entire process of a mortgage approval takes about 30 days, give or take and during this time any and all events may affect your loan. For instance, losing you job or becoming ill will greatly affect your mortgage loan approval. During this time the lender has a right to revoke your mortgage approval.

Of course, such life changing events are not easy, if not, at times, impossible, to control. However, there are a few things you can keep in check. With that in mind, here is a list of things you should avoid doing between the date of the application and date of funding. Each one of these items could instigate a revocation of your approval.

 

Step by step

  • You should refrain from career changes, such as leaving your current job to change industries or start your own company. This also includes switching from salary to commission paid job.

  • Buying or leasing a new more expensive car might not be a great idea either. Of course, if you lease is about to expire you would have to renew it. However, you should definitely consult with your loan officer first.

  • Transferring large sums of money between accounts should be avoided.

  • Pay your bills on time, this one goes without saying.

  • Avoid opening new credit cards, even if they offer great condition. Remember, any new inquiry on your credit report will have to be explained to the lender.

  • Refrain from random undocumented deposits to your accounts. This includes cash gifts without proper paperwork. Undocumented cash deposits will provoke the lender to disallow the gift.

Of course, these are just a few things we came up with. Surely, there is more. It is our mission to help you through this complicated process and successfully fund your loan.

Everything you need to know about Conventional Loans

Conventional loans, also called conforming mortgages, are ideal for first time buyer and follow simple conservative guidelines: borrower’s credit score, minimum down payments and debt-to-income ratios (a percentage of monthly income that has to be spent on pay off all borrower’s loans, credit cards and child support).

Who can qualify for FHA Loans

FHA loans are mortgages insured by Federal Housing Administration. FHA loans are known for lower lending standards and are highly popular among first time buyers with low credit scores. One of the most beneficial advantages of FHA loans is the allowance to get a loan with a down payment of as low as 3.5%.

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